We are committed to being fully transparent with our readers. CardRates.com does not include all credit card companies or all available credit card offers. 09/07/20 However, in most cases, you can expect a decision almost immediately right through the website, with a letter to follow within a few days. Once your credit card application is approved, expect to see your credit card arrive within two weeks. If you click the 'Continue' button, you will be directed to a … Surge Mastercard cardholder application results. The Surge Mastercard is issued by Celtic Bank and is made for limited or bad credit.When you use this card, your payment activity will be reported monthly to the three major credit bureaus, which can help you build credit.If you have less than perfect credit, you may want to apply for this card but beware the possible sky-high interest rate, monthly fees, and lack of any valuable card … To check your Surge Credit Card application status, call the issuer's customer service department at 866-449-4514. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Credit Builder Loan Through … Please refer to the application or issuer's website if you would like more information on each credit card. You can also try getting pre-approved for a credit card. Complete our easy online application now and get a response in as little as 60 seconds! 12/11/19 Pushdown Message Header. @staats_theresa Pushdown Message: Not defined You are leaving CreditOneBank.com. And a $35 annual fee isn’t too much to pay for that. Last reviewed on 09/07/20, I applied and said I was approved and haven't rescued card. But the Surge Mastercard® offers no such guidelines for how or when it considers upgrading its secured cards to unsecured status. Easiest Unsecured Credit Card to Get Approved For. Maintaining a low balance and paying your bill on time are great practices for positive credit and healthy finances. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. is your best bet. † Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which Credit.com receives compensation. Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. For program questions or assistance in completing the application, please contact the Customer Service Center at 1-800-659-2955 or disastercustomerservice@sba.gov. Posted 08/08 2018 . With 3 bureau monthly reporting and a decent initial credit limit, the Surge Mastercard® is a good card to establish credit. Fingerhut is an online marketplace, and its card can only be used to make purchases on the site. It takes 2 weeks at most to have your Surge Mastercard credit card in the mail. We're experiencing a problem. You may want to hire a professional before making any decision. How much is the Surge Credit Card annual fee? But first you need to get a credit card. Lost or Stolen Card? Capital One® Spark® Classic for Business, Unsecured credit cards for people with bad credit also tend to be very expensive, charging lots of fees and high interest rates. The {{spa_product_name_title}} credit card can be used as an effective tool to build credit. Select your credit card: Go to portal → × ... What this means for you: When you apply for a card account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. How long does it take to get the Surge Mastercard credit card? WalletHub Answers is a free service that helps consumers access financial information. 1 You will earn 2% cash back on all qualifying purchases. The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. Learn how you can check your credit card application status with ANZ, American Express, Citi, Coles, NAB, HSBC, … The purchase requirements and exclusions that apply to cash back rewards also apply … Potential Credit Limit Increase after just 6 months, Enjoy peace of mind with $0 Fraud Liability, Monthly reporting to the three major credit bureaus, Make a {{spa_product_name_title}} credit card payment, Enroll to receive online statements for your {{spa_product_name_title}} card, View your balance and other important {{spa_product_name_title}} credit info. So if you don’t need a small emergency loan, the best course of action is to improve your credit inexpensively with a. . What this means for you: When you apply for a card account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. It can hurt you psychologically and it can also have a very real and negative impact on your credit score. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). 12/08/20. However, in most cases, you can expect a decision almost immediately right through the website, … You can get approved for it with bad credit. It won’t hurt your credit, and it will give you a good idea of your odds if you decide to apply. It is easy to complete our online application. This question is about the The first section contains the average credit limit and scores applicants had. Call Customer Service at … Click on a date of application to see more details. The Cerulean Mastercard is one of a few credit cards by Continental Finance and is issued by … available to consumers with damaged credit. ATTENTION VALUED CUSTOMERS! Overall Rating: I filled out the application and submitted it,not even a second went by and the a message popped up that they was having technical difficulty,I recieved nothing in my inbox … I want this credit card decuose i want to apply for surge card Credit Score: 589 Credit Limit: 0 Age: 55-64. But it won’t suit everyone’s needs. Click the “Apply Online” button to review the terms and conditions of the offer on the card issuer's web site. Free access to your Vantage 3.0 score from TransUnion* (When you sign up for … But that makes the application process very important. This credit card tool allows users to research results of real credit card application decisions, submitted by other users. The Surge Mastercard ® Credit Card is issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC under license from Mastercard ® International. @daisyandjames39 The Surge Mastercard® Credit Card is also offered by Continental Finance to applicants with any credit profile, including those with a limited credit history or poor credit.. Like the Matrix, this card features a fast and easy application process, with results provided online. I was approved for a credit card and I never received it. @tammathy1974 ree major credit bureaus every month, which is your ticket to a better credit score. 2 You will earn a $200 bonus if you spend $3,000 in eligible purchases within 90 days of your SDFCU Premium Cash Back+ Card enrollment date, which are not later returned, disputed, or rescinded. 1 - 3 application status details of 3. So if you don’t need a small emergency loan, the best course of action is to improve your credit inexpensively with a secured card. Certain restrictions apply. As long as you are aware of the APR and annual fee, we would consider this credit card. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. There is no online tool to check your application status but you can use the Continental Finance portal to make online payments on your account as well as choose to receive electronic statements. A 550 credit score is within the bad credit range, unfortunately. It has a $75 to $99 annual fee. Those aren’t your only options, though. To check your Surge Credit Card application status, call the issuer's customer service department at 866-449-4514. ACTIVATE MY CARD ABOUT FEATURES REVIEWS CREDIT TOOLS LOGIN {{spa_product_name_caps}} MASTERCARD ® REVIEWS. Secured cards are cheaper than unsecured cards, build credit just as effectively, and offer the closest thing you’ll find to guaranteed approval. Reasonable efforts are made to maintain accurate information. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. When applying for a Surge credit card online, most users can expect a decision almost immediately right through the website, with a letter to follow within a few days. And we selected our favorite easy-to-get offers. In contrast, cards … To check your Surge Credit Card application status, call the issuer's customer service department at 866-449-4514. You can check your Surge credit card application status and see if you pre-qualify in less than a minute. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. CardRates.com does not include all credit card companies or all available credit card … However, credit score alone does not guarantee or imply approval for any credit card offer. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit! However, all credit card information is presented without warranty. WalletHub’s editors compared all of the unsecured credit cards in our database of 1,000+ offers. Enter your cell phone number and we’ll send you a link to install the WalletHub app. There is no online tool to check your application status. Trustpilot. With more than 2.6 million credit cards managed since our founding, CFC prides itself on putting the customer first. However, in most cases, you can expect a decision almost immediately right through the website, with a letter to follow within a few days. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). 1 - 3 application status details of 3. † Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which Credit.com receives compensation. Credit One Bank® Platinum Visa® with Cash Back Rewards, Milestone® Mastercard® - Less Than Perfect Credit Considered, If you’re looking for a card that can be used for anything, the. Those aren’t the only credit cards you can get with a 550 credit score. This site does not include all credit card companies or all card offers available in the marketplace. To check the status of a pending application, you can call the Surge Mastercard® customer service at: 1-866-449-4514 You can also check your application status online through the Continental Finance sign-in portal. Before applying for a card, make sure to check out its terms and conditions, or a FAQ page if there is one, just to make sure you fit the criteria for eligibility. What credit card is Continental Finance? Standard message rates apply. What's the best credit card for high spenders? Hire the best financial advisor for your needs. Select your credit card: Go to portal → × ... What this means for you: When you apply for a card account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card … In addition, it is not any company’s responsibility to ensure all questions are answered. for your Credit Report. To learn more, check out WalletHub's complete list of the year’s easiest credit cards to get approved for​. However, credit score alone does not guarantee or imply approval for any credit card offer. The information described in this website is accurate as of the date you accessed it. We may also ask to see your driver's license or other identifying documents at any time. Is Chase Sapphire Reserve or Capital One Venture better? The Discover it® Securedis another great 550 credit score credit card. Last reviewed on 12/11/19. Reasonable efforts are made to maintain accurate information. It has a $75 to $99 annual fee. In the card’s agreement terms, Continental Finance states that your account will be reviewed for a credit limit increase after it’s been open for at least six months. It offers a $300 starting spending limit. Find out all about the Total Visa® Unsecured Credit Card - we'll provide you with the latest information and tell you everything you need to know to find your perfect card. There’s no credit check when you apply, so approval is almost guaranteed. But picking the right 550 credit score credit card and using it responsibly could help you improve your score to “fair” territory within 12-18 months. Continental Finance Company is proud of our customer feedback. Are There Any Additional Costs? However, there are a few other options available for building or repairing your credit, and if you can, I would get them in addition to the Surge card. If you’re looking for a card that can be used for anything, the Credit One Bank® Visa® Credit Card is your best bet. It offers a $300 starting spending limit. However, in most cases, you can expect a decision almost immediately right through the website, … Click on a date of application to see more details. Wallethub doesn’t charge for this service. To check the status of a pending application, you can call the Surge Mastercard® customer service at: 1-866-449-4514 You can also check your application status online through the Continental Finance sign-in portal. This compensation may impact how and where products appear on this site (including, … You just need $200 for a refundable security deposit and enough income to make monthly payments. Apply Now. 12/13/20, ​​​​​​​when do I get my surge credit card, @shelleycatalfamo2 You will only receive a small amount of spending power, after all. The easiest unsecured card to get is the Fingerhut Credit Account. Both the Reflex card and Surge card are mostly aimed at people with bad credit or no credit at all, but in fact all types of credit are welcome to apply. We specialize in providing credit cards that help our customers build or establish credit with dignity and respect. Pursuant to the Credit Card Accountability, Responsibility, and Disclosure ("CARD") Act signed into law on May 22, 2009, listed below are links to view Celtic Bank's current product offerings or request your cardholder agreement. Meet the Surge credit card, which is brought to you by Continental Finance, the company behind the Verve, Matrix, and Cerulean cards.When I first saw this card, I admit I cringed a little because of the company’s history with less-than-stellar credit cards. But a pending non-chapter 7 bankruptcy will. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. Alternatives To The Surge Mastercard® A secured credit card through Surge is one of the best options when it comes to establishing or rebuilding credit. To learn more, check out WalletHub's complete list of the year’s. Opinions expressed here are the author’s and/or WalleHub editors'. Secured cards are cheaper than unsecured cards, build credit just as effectively, and offer the closest thing you’ll find to guaranteed approval. All logos on the Credit-Land.com website are property of their respective … If you ruined your credit score and have problems with getting approved for a credit card, either Reflex or Surge credit card may be a good opportunity for you. Yes, along with the annual fee, after the first … The monthly/annual fee will be billed to the credit card or other billing source provided by you when you purchased credit monitoring, on the first day of your purchase and each successive membership term. The Surge Mastercard is also part of the Mastercard payment network, so like the Matrix card… It also has a $0 to $10 monthly maintenance fee starting the second year, which could add up to as much as $120 annually. The Surge Mastercard ® Credit Card is issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC under license from Mastercard ® International. But I’m always an optimist and I strive to be fair, so I decided … You can get approved for it with bad credit. Uh-oh! Learn more about this card, read our expert reviews, and apply online at CreditCards.com. But the Surge Mastercard® offers no such guidelines for how or when it considers upgrading its secured cards to unsecured status. Surge Mastercard cardholder application results. Check the current status of your credit card application. The easiest unsecured credit cards to get generally work best for minor emergencies. And you can use it wherever Visa is accepted. We may also ask to see your driver's license or other identifying documents at any time. 12/05/20, How can I check the decision on a surge credit cardÂ, @ward1558 You can check your Surge credit card application status and see if you pre-qualify in less than a minute. In fact, there are two kinds of credit cards for people at that credit level: Secured credit cards and unsecured credit cards for bad credit. To check your Surge Credit Card application status, call the issuer's customer service department at 866-449-4514. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Bad credit goes from 300 to 639. What are the best credit cards for a 550 credit score? To check your Surge Credit Card application status, call the issuer's customer service department at 866-449-4514. And a $35 annual fee isn’t too much to pay for that.… read full answer. There is no online tool to check your application status. A 550 credit score won’t keep you from getting approved either. This credit card tool allows users to research results of real credit card application decisions, submitted by other users. So while it will give you an unsecured line of credit, it won’t really help you cover emergency expenses.… read full answer. We are having an unplanned outage and our team is working on it. Continental Finance will report your payments to the three major credit bureaus - TransUnion, … 610 average credit score, approval status, credit limits and more. If you ruined your credit score and have problems with getting approved for a credit card, either Reflex or Surge credit card may be a good opportunity for you. Can you explain to me why was I approved over a month ago and never got my card. Both the Reflex card and Surge card are mostly aimed at people with bad credit or no credit at all, but in fact all types of credit are welcome to apply. The first section contains the average credit limit and scores applicants had. How do I pay my surge credit card? We may also ask to see your driver's license or other identifying documents at any time. This site does not include all credit card companies or all card offers available in the marketplace. Being denied for a credit card stings. It has a $0 annual fee and actually rewards you for making purchases. The Surge Mastercard® Credit Card is an unsecured card. The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. Fast and easy application for credit cards are everywhere. Your application has been saved. Pursuant to the Credit Card Accountability, Responsibility, and Disclosure ("CARD") Act signed into law on May 22, 2009, listed below are links to view Celtic Bank's current product offerings or request your cardholder agreement. Continental Finance accepts people who apply for a {{spa_product_name_title}} credit card with less than perfect credit. The Surge Mastercard ® is designed for people with less than perfect credit. If you have less than perfect credit, a CFC brand card can help you re-establish your credit history! Surge Mastercard® Credit Card, @jrhodes This card also reports to all three major credit bureaus every month, which is your ticket to a better credit score. Call 1-800-556-5678 Have a Question? Unsecured credit cards for people with bad credit also tend to be very expensive, charging lots of fees and high interest rates. What's the easiest unsecured credit card to get approved for? And you can use it wherever Visa is accepted. In the card’s agreement terms, Continental Finance states that your account will be reviewed for a credit limit … The First Access Card is a true VISA ® credit card that does not require perfect credit for approval. However, all credit card information is presented without warranty. At Celtic Bank, we remain committed to helping our customers in both good times and bad. To check your Surge Credit Card application status, call the issuer's customer service department at 866-449-4514. The best credit card for a 550 credit score is the OpenSky® Secured Visa® Credit Card. Additionally, your credit card may be charged a non-refundable $1 fee. If you have an issue with your application, or need to check the status of it for some reason, you can call customer service at: 1-866-449-4514 610 average credit score, approval status, credit limits and more. Click the “Apply Online” button to review the terms and conditions of the offer on the card issuer's … First posted on 11/28/19 First posted on 09/06/20 As is ” and should not be considered financial, legal or investment advice that does not all. Yes, along with the annual fee application for credit cards for card... From credit card more than 2.6 million credit cards in our database 1,000+... Finance company is proud of our customer feedback 0 annual fee isn’t much... Of future advisor performance hire a professional before making any decision the WalletHub app financial information Capital Venture... Keep you from getting approved either that can be used to make purchases on the website are from card... 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