The Reflex Mastercard ® Credit Card is issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC under license from Mastercard ® International. You can, however be instantly approved for it, in case your identity and ability to pay can be immediately verified. Go to portal →. However, credit score alone does not guarantee or imply approval for any credit card offer. Continental Finance accepts people who apply for a Reflex credit card with less than perfect credit. CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering The credit limit is less any service fees, so customers are left with a credit limit of around $400 once the annual fee has been deducted. use when considering your credit card application. It can help you build credit, but watch out for high fees and interest. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. Why do you need my personal information for my credit card application? Keep an eye on your inbox—we’ll be sending over your first message soon. © 2020 CardBenefit, Inc. All Rights Reserved. N/A 25.9% to 29.99% variable $75 to $99 Apply now View details. Reflex Mastercard® Card Data last updated on October 13, 2020 ... Click the "Apply Here" button to review and confirm the terms and conditions of each credit card via its online credit card application. Our take: Riddled with fees, including an extremely high variable APR, the Reflex Mastercard is best seen as a last resort and stopgap for credit-builders. For a starter credit card, the Reflex Mastercard has an initial credit limit between $300 and $750, with the potential to increase after 6 months. All reviews are prepared by CreditCards.com staff. † Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which Credit.com receives compensation. ItREAD MORE Celtic Bank is a reputable financial institution, and the Reflex credit card is a quality option if you are looking to improve your credit score and plan to pay your bill in full every month. Select your credit card: (Select Your Card) Fit Mastercard Reflex Mastercard Verve Mastercard Matrix Mastercard Surge Mastercard Continental Finance Gold Continental Finance Classic Continental Finance Upgrade Simply Gold Mastercard. CardRates.com does not include all credit card companies or all available credit card offers. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Citi® Double Cash Card - 18 month BT offer, Blue Cash Preferred® Card from American Express, American Airlines AAdvantage MileUp℠ Card, Marriott Bonvoy Business™ American Express® Card, U.S. Bank Altitude Go Visa Signature Card, Blue Cash Everyday® Card from American Express, Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements), Monthly reporting to the three major credit bureaus, Fast and easy application process; results in seconds, Use your card at locations everywhere Mastercard® is accepted. See the online credit card applications for details about the terms and conditions of an offer. All you need to apply for an Reflex Mastercard® credit card is the info below: To be eligible for the Reflex Mastercard® card, you must be at least 19 years old and have a social security number. CreditCards.com is an independent, advertising-supported comparison service. Unlike most credit cards, the application process of the Reflex MasterCard is pretty straightforward and with minimum complications. Copyright © 2020 CreditCards.com a Red Ventures Company. CreditCards.com does not include the entire universe of available financial or credit offers. Additionally, your credit card may be charged a non-refundable $1 fee. Apply now for the new Chase Freedom Flex credit card. If you have struggled with your finances at some point in your life or have never had a credit profile, then the Reflex Mastercard may be a card you should consider, especially if you don’t have the money to put down as a deposit for a secured credit card. And if instead of bad credit what you really have is average credit (FICO scores of at least 630), then you have a slew of options better than the Reflex Mastercard® Credit Card. Ultimately, all credit cards for less-than-perfect credit scores require careful consideration – and even more careful use after approval to repair credit. It's an integral tool purposefully designed for anyone who is looking to improve their credit score. I stopped using the REFLEX Card 3 months after I got it. By completing our easy pre-qualification process you can review your offer before you decide to apply. for your Credit Report. Reflex Mastercard® Credit Card . Featured Credit Cards for Bad Credit, Pre-Qualification, First Progress Platinum Select MasterCard® Secured Credit Card, Applied Bank® Unsecured Classic Visa® Card, Merrick Bank Secured Visa® from Merrick Bank, Indigo® Mastercard® for Less than Perfect Credit, Indigo® Mastercard® with Fast Pre-qualification, Indigo® Unsecured Mastercard® - Prior Bankruptcy is Okay, Credit One Bank® Unsecured Visa® for Rebuilding Credit, Credit One Bank® Unsecured Visa® with Cash Back Rewards, First Progress Platinum Prestige MasterCard® Secured Credit Card, The First Progress Platinum Elite MasterCard® Secured Credit Card, Milestone® Mastercard® - Unsecured For Less Than Perfect Credit, Milestone® Mastercard® - Less Than Perfect Credit Considered, Self - Credit Builder Account + Secured Visa® Credit Card. ... Fingerhut Credit Account Apply Here . If you apply for a credit card, the lender may use a different credit score when considering your application for credit. 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